Daniel Perreira, Branch Manager at Supreme Lending
Written by Elizabeth McCabe | Photos by Shawna Mcduffie, Peak RES
“It’s not about the mortgage. It’s about the person.”
That’s the philosophy that has propelled Daniel Perreira to the top of the mortgage industry for nearly four decades—and it’s the reason his clients trust him with one of the biggest financial decisions of their lives.
But Daniel’s story wasn’t supposed to go this way.
Back in the late ’80s, Daniel was an athlete, a water polo star at the University of North Carolina, with his sights set on medical school. Life, however, had other plans. As a college student, Daniel and his wife learned they were expecting their first child. It was a moment to take action.
Determined to support his growing family, Daniel took a job at Pepsi for health insurance, postponing his medical school dreams. But after a work-related injury and surgery, Daniel’s path took yet another unexpected turn.
Enter the mortgage industry.
A friend introduced Daniel to the fast-paced world of flipping loans. Daniel dove in—initially with little success. “I was terrible for 90 days,” he admits with his signature humor. But everything shifted thanks to advice from his father: Find the best loan officer in the state and learn from him. With $20 borrowed from his dad, Daniel took the top producer out to lunch at Chi-Chi’s—and came away with a mentorship that would change his life.
The secret? It wasn’t about rates or products. It was about people.
“I was told, before you talk about mortgages, find out three things about the person: Do they have pets? Where are they from? What color is their hair?” Daniel shares. “When you take your eyes off yourself and focus on the other person, that’s when success happens.”
Within two months, Daniel was leading the state in mortgages.
Communication, Communication, Communication
Daniel’s success formula has stood the test of time: Put people first. Communicate relentlessly. And listen more than you speak. Every Tuesday, Daniel’s team proactively updates the title company, the listing agent, the buyer’s agent, and the client—often before they even ask for an update. “It’s the biggest investment of their lives,” Daniel says. “They need to feel like we care—and we do.”
With more than 500 five-star reviews under his belt, it’s clear that Daniel’s clients appreciate his commitment to communication. “It’s not about the rate,” he explains. “It’s about educating people, showing them options, and helping them make smart decisions.”
Case in point: Daniel’s passion for 20-year loans, which help clients build equity faster. “I educate every one of my customers, whether it’s on Zoom or face-to-face. We look at their mortgage as an investment.”
Investing in Agents’ Success
Daniel isn’t just a partner to homebuyers—he’s a champion for real estate agents, too. From closing parties and move-in celebrations to client appreciation events, Daniel hosts 12 to 15 events every month to help agents expand their networks and grow their businesses. And he’s meticulous about compliance, steering clear of any RESPA violations by investing after the transaction is complete.
“There are so many creative ways to collaborate,” Daniel says. Whether it’s hosting a happy hour, sponsoring a welcome party, or introducing agents to potential clients, Daniel makes sure his partners shine.
A Family Man at Heart
At the heart of it all is family. Daniel has been married to his wife, Tempe, a top 50 real estate agent in the state, for 37 years. Together, they have four adult children (ages 28–34) and a pack of beloved “granddogs.” When they’re not working, you’ll likely find Daniel and Tempe golfing, playing tennis, hiking, or traveling the world together. Most recently, Daniel welcomed a brand-new German shepherd into the family—“spoiled as can be,” he grins.
Why Supreme Lending?
After years at other firms, Daniel found his home at Supreme Lending because of its shared philosophy: helping people. Founded in 1999 in Dallas, Texas, Supreme Lending has grown into one of the nation’s most respected mortgage lenders by focusing on transparency, speed, and service—not volume. “They have programs to help builders and real estate agents that other lenders just don’t,” Daniel says. “I needed to find a lender that had the same philosophy that I did of helping people.” It’s the perfect fit.
The statistics speak for themselves:
99% of Loans Close on Time
97% Overall Customer Satisfaction Rating
22 Average Days for Application to Clear to Close
Daniel’s Advice
For agents, Daniel has simple but powerful advice: Partner with a lender who will invest in your business.
“It’s not just about closing deals,” Daniel says. It’s about working together, growing together, and ultimately, enriching people’s lives, which is priceless.
Want to experience the Supreme Lending difference? With Daniel Perreira, you’re not just getting a mortgage—you’re getting a trusted partner who puts you first.
Contact Dan Today!
dan.perreira@supremelending.com
405-822-0141
